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Investor Behavior: Are You Your Own Worst Enemy?

Your poor investment returns may be entirely your fault! I say that tongue in cheek but Dalbar’s Quantitaive Analysis of Investor Behavior study shows how poorly investors perform relative to benchmarks and the reasons for that underperformance. DALBAR publishes a study every year. Here are some key takeaways from the 2017 study: In 2016, the […]

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An Investment Strategy with Downside Risk Protection 

If the market returns around 9% on average why would I need downside risk protection? And, what is that exactly? While the market may average 9% annual return you aren’t getting that. First, no one can achieve the average, only the returns that make up the average. Those returns fluctuate from up 54% to down […]

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How a Healthy Lifestyle Affects Your Financial Future

As financial consultants, we spend a lot of time focused on the health of your financial accounts. We take deep looks at your rates of return, cash flow, investment mix, and more to determine the ideal financial model for building your life. But we don’t often talk about your physical health, something that can have […]

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The Rules of Financial Balancing

Achieving financial balance is no easy feat, but it provides countless benefits to your life in personal finance and beyond. Following the rules of financial balancing helps reduce your reliance on your paycheck and removes the fear and uncertainty that comes with living in debt or living hand to mouth. Follow these basic rules to […]

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How Volatility Affects Investment Success

You don’t have to be a financial planner or analyst to know that the stock market ebbs and flows. But it would be wise to know why this phenomenon, known as volatility, happens and what it means for your investment success. Let’s start with the basics. What is Volatility? As a measure of risk (uncertainty […]

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What Will Your Financial Legacy Be?

So much literature surrounding financial health is focused on the grind of building balances, eliminating debt, and taking advantage of favorable markets. When is the last time you stopped to ask yourself “What does my eventual retirement mean for future generations?” Chances are it isn’t an idea that comes up very often, meaning you’re likely […]

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Protecting Your Wealth – A Balanced Financial Life

As we conclude our series on protecting your wealth and financial well-being, we are taking a deep dive into the importance of balancing your financial life. In order to protect your hard-earned wealth, it’s not enough to rely on risk management and a good insurance mix: you must balance your financial life entirely.

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Protecting Your Wealth – Death and Income Loss

In continuing our series exploring more ways to protect your wealth, we’re taking an in-depth look at a sometimes uncomfortable subject: death and disability. These are always tragic outcomes, but the potential impacts of those can be mitigated through some careful planning and risk management.

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Protecting Your Wealth: Risk Management

When building your wealth management plan, much of the focus is on how to generate wealth, how to ensure you have enough savings for retirement, and how to optimize your returns and strategies in anticipation of your future needs.

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Threats to Investment Success: Three Steps Toward the Right Path

In our conclusion to our series concerning major threats to your investment success, we’ll discuss key ways you can get your finances moving in a positive direction. For the full experience, catch up with our posts exploring sequence of returns risk and longevity risk and what they mean for your financial future.

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